BDCFILE Beaver Dam Municipal Building (web only)

A company is offering protection for Beaver Dam homeowners who may need an expensive repair.

The city of Beaver Dam has partnered with Service Line Warranties of America, which offers a warranty program for homeowners who have to replace a service line like a sewer lateral, as determined by the city. The policies could cover the private portion of the laterals and the internal plumbing. Homeowners would have different options to select and will soon receive flyers with information. The Service Line website lists plans at about $5 to $10 per month.

“Many homeowners do not know that damage to the service lines on their property is their responsibility to repair,” said Rob Minnema, the director of utilities for the city.

Late last year, the Beaver Dam Common Council approved changes that would require homeowners to replace water and sewer laterals at their expense if found to be necessary due to leaks or other problems. The idea was to address concerns with water quality and standards.

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Minnema said the warranty, which is optional, can provide peace of mind for a homeowner. The city does not provide financial assistance to someone who needs to make required repairs to a private system. And such repairs are not usually covered by a basic homeowner insurance plan. Service Line is not the only firm to offer such services, but the city struck a marketing agreement with the company this year that does not involve the use of public funds.

If hit with a required repair, a homeowner could find their own contractor or use a city contractor and receive a bill. Bills from the city could be paid in full or in annual installments with interest. Property owners would receive information about grants available to help them pay for the cost, such as government programs that provide funds to low-income owners for property maintenance.

According to John Kitzie, the CEO of HomeServe, the parent company for Service Line, the plan would cover the cost of the repair and use reputable local contractors to complete the job.

Follow Chris Higgins on Twitter @chris_higgins_ or contact him at 920-356-6751 and chiggins@wiscnews.com.

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